Financing with Our Dealership

Bob Smith Motors takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
Start Your Application Today!

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

More About of

Should You Lease Your New Bob Smith Motors Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Bob Smith Motors can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

The following section(s) display custom content from the legacy version of this page and are for reference only. Please review the content and migrate it as necessary. When completed, hide each of these sections (including the one this message is in). Deleting any of them will prevent this page from receiving future updates from DDC.

Welcome to Our Financing Department

Welcome to Bob Smith Motors's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Bob Smith Motors has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Your privacy is important to us.

Bob Smith Motors takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Bob Smith Motors

    Billings, MT 59102

    • Sales: (406) 656-0000
  2. Bob Smith Ford

    416 N Center Ave
    Hardin, MT 59034

    • Sales: (888) 437-1092
  3. Bob Smith Lincoln

    2244 Central Ave
    Billings, MT 59102

    • Sales: (406) 656-0000
  4. Bob Smith Mazda

    2244 Central Avenue
    Billings, MT 59102

    • Sales: 406 215-9985
Loading Map...

Get in Touch

  • Contact our Sales Department at: (406) 656-0000
  • Monday9:00AM - 6:00PM
  • Tuesday9:00AM - 6:00PM
  • Wednesday9:00AM - 6:00PM
  • Thursday9:00AM - 6:00PM
  • Friday9:00AM - 6:00PM
  • Saturday9:00AM - 5:00PM
  • SundayClosed